MISCELLANEOUS INSURANCE POLICIES
IMHO: The following insurance policies should be carefully considered before purchase, since they may be unnecessary, too expensive, provide only minimal benefits, or be duplicated in your other policies.
These include credit life or home mortgage insurance (decreasing term), life insurance for children, accident policies for students, hospital indemnity policies, dread disease insurance, credit card insurance, pet health insurance, life insurance for the elderly, funeral insurance, flight insurance, pre-paid legal insurance and most extended warranties on automobiles, televisions, stereos, home computers and the like.
On the other hand, the following types of coverage may be important, in selected cases: trip cancellation insurance, termite insurance and flood and earthquake insurance.
7 months ago
Q = Who are the top pet, health, P&C and life insurers?
A = Whom ever the agent works for.
6 months ago