Salary Investments

0
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How do you invest your monthly salary to get a good amount of return?

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Er. B
63 months ago

6 answers

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SALARY IS NOT INVESTMENTS

Money In - Money Out = Investable assets

SALARY

  • Fixed Costs
  • Less Variable Costs

___________________
INVESTABLE FUNDS

Dr. David E. M
63 months ago
Yes. - Hitesh 63 months ago
Many thanks - Dr. David E. 63 months ago
Exactly salary is not investment . After expenditure if any amount remains then can be invested in a secured source for future living so PPF is best secured way. - Er. Jangyadutta 63 months ago
Thank you for agreeing - Dr. David E. 63 months ago
I agree. - Er. P.Das 63 months ago
Appreciate it - Dr. David E. 63 months ago
According to Warren Buffett ' We should save and invest first and rest of the salary we should use for our livelihood' - Er. 63 months ago
BRILLIANT - But. he just lost a half billion dollars in KRAFT public stock, USD - Dr. David E. 63 months ago
Correct - Er. 63 months ago
ha ha true but brain is still young - Er. 63 months ago
Good. - Er. Jangyadutta 63 months ago
Maybe = Munger is 95 - Dr. David E. 63 months ago
0

Any return depends on your risk. Also, your future goals. Based on this, you get a portfolio within three categories

  1. Low risk ( Low return funds)
  2. Medium risk ( Moderate return)
  3. High risk ( High return)


If you have immidiate goals you need option 2 or 3. For pension etc you can go for option 1.
Basically everything is based on market - do a proper research on which sector you can want to invest.

Hitesh Mathpal
63 months ago
Discretionay investing income = consider low cost index funds according to time frame and risk tolerance - Dr. David E. 63 months ago
The books look interesting. Thank you Dr. David E. Marcinko MBA - Hitesh 63 months ago
It is; many thanks - Dr. David E. 63 months ago
Yes i agree , Many thanks. Pension should be first option for investment of balance un-utilized salary amount for future need. - Er. Jangyadutta 63 months ago
Then private - worried about government control somewhat - Dr. David E. 63 months ago
For private there are different pension schemes are framed by Companies and insurance institutes , on the basis of investment they will get return in long run which may be otherwise regarded as pension or retirement income. - Er. Jangyadutta 63 months ago
OK - Dr. David E. 63 months ago
A salary is a form of payment from an employer to an employee, which may be specified in an employment contract. It is contrasted with piece wages, where each job, hour or other unit is paid separately, rather than on a periodic basis. From the point of view of running a business, salary can also be viewed as the cost of acquiring and retaining human resources for running operations, and is then t - Dr. David E. 63 months ago
Good comment.Thanks - Er. P.Das 63 months ago
Salary paid for expenses - J N Das 63 months ago
Salary paid for expenses = NOPE - Dr. David E. 63 months ago
Salary paid for expenses = NO = whatever employee wishes = No matter to employer - Dr. David E. 63 months ago
Right thanks. - Er. Jangyadutta 63 months ago
I know - thanks - Dr. David E. 63 months ago
0

For investment of salary the source Public Provident Fund is popular investment schemes offers fund protection and guaranteed returns that are fully exempted from tax and rate of interest is high in comparison to fixed deposits and recurring deposits and it is 8% per annum it is also safe and secured as managed by Government.. 

Er. Jangyadutta D
63 months ago
The Public Provident Fund is a savings-cum-tax-saving instrument in India, introduced by the National Savings Institute of the Ministry of Finance in 1968. The aim of the scheme is to mobilize small savings by offering an investment with reasonable returns combined with income tax benefits. The scheme is fully guaranteed by the Central Government. Balance in PPF account is not subject to attachmen - Dr. David E. 63 months ago
Safe and secured as managed by Government = Beware? - Dr. David E. 63 months ago
In stead of other investments pension fund through PPF is better. - Er. Jangyadutta 63 months ago
Maybe - Dr. David E. 63 months ago
Public provident fund is managed by Govt. It is safe. - Er. P.Das 63 months ago
Saving in ppf advisable - J N Das 63 months ago
ALL governments are NOT safe - In fact most are not. - Dr. David E. 63 months ago
I agree. - Er. Jangyadutta 63 months ago
0
  1. Make a budget and start saving.
  2. Invest in right things.
  3. Maximize Tax Savings.
  4. Opt for the right insurance..
  5. Make a budget and start saving.
  6. Improve your salary structure.
  7. Save for an emergency.
  8. Avoid debt traps.

Er. P.Das C
63 months ago
Agreed - Dr. David E. 63 months ago
Very good answer. - Er. Jangyadutta 63 months ago
i know - many thanks - Dr. David E. 63 months ago
Yeah do agree with your view. - RUPAK 63 months ago
DITTO - Dr. David E. 63 months ago
Thank you Everyone - Er. P.Das 63 months ago
Investment is good. - J N Das 63 months ago
right investment with a perfect calculation is good - Er. 63 months ago
perfect calculation = NO SUCH THING - Dr. David E. 63 months ago
true but before investment we should do some research - Er. 63 months ago
Common sesnse - Dr. David E. 63 months ago
Ok. - Er. Jangyadutta 63 months ago
Thanks - Dr. David E. 63 months ago
0

Salary is hard money needed for family expenses, investment make difficult.

J N Das
63 months ago
True..Need to save some money from salary for the investment - Er. 63 months ago
Agreed - Dr. David E. 63 months ago
Some amount form salary may be invested for future. - Er. Jangyadutta 63 months ago
Of course - for a rainy day - Dr. David E. 63 months ago
0

If your objective is to maximize financial returns, then:

  • Live extremely small and humble, invest the rest
  • Work hard to get promotions and bonuses. Keep living humble and invest
  • Consider starting your own business: then both your income AND your company create value.
Bart Groenewoud
63 months ago
Agreed and have done so - Dr. David E. 63 months ago
Agreed. - Er. Jangyadutta 63 months ago

Have some input?