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PANEL

Future Disruptions in FinTech Lending

We're assembling a virtual advisory panel to explore the future disruptions in FinTech and lending services for micro, small, & medium enterprises (MSMEs). We will discuss a range of issues, including critical success factors, differentiators for the Fintechs against the banks, customer segmentation, value proposition, strengths & weaknesses, etc.

You will have the unique opportunity to learn collaboratively with 20 equal-caliber peers, gain recognition for advancing the industry, and demonstrate your thought-leadership -- in addition to receiving performance-based cash rewards. This virtual panel is sponsored and facilitated by The Boston Consulting Group, a top-tier global management consulting firm.

Activities include:
1. Explore a variety of themes
2. Map the competitive landscape (i.e. emerging trends, disruptive tech, etc.)
3. React to the latest media/reports in this space
4. One-to-one engagement with other panelists

Participation is 100% online and at your convenience. By applying here, you are agreeing to participate once per week or as inspired, at your convenience.

peopleExpert participation

- Founders, entrepreneurs, & CEOs of FinTech startups
- Venture capitalists, investors, and advisors of the FinTech industry
- Bankers & lending services companies with a future-focused outlook
- FinTech futurists from the Silicon Valley

Applicants
Rasool E. Alizad
Vice President - Treasurer & Capital Markets at Ygrene Energy Fund
Finance this space or similar industries like it.
Phillip Ventur
Software Engineer
The last couple of years I have built and scaled platforms that put people in charge of their financial future. I have focused on building new UI experiences for borrowers on the largest online marketplace at LendingClub. Most recently, I have scaled LendingClub's secured auto refinance loans to 80% of the US market.
Anthony Assi
Google Cloud Engineer ☁
I am a field CTO based in the silicon valley working in the tech sector for a large private corporation (100k+ employees), and i meet on regular basis our banking and finance customers and their cio/cto organization in order to assist them in the digital transformation. i was also vp for the supervisory board of a large french bank and have worked for a large consulting firm in the past consulting FinTech customers. I am also a member of two other convetit boards. The innovation, or the new trends that i am seeing in the bay area are definitely shaping the industry, and trends in the bay area fintech corporations tends to shape the industry worldwide. On this board i will be able to address and provide insights shaped from a silicon valley mindset.
Christian Kameir
Blockchain VC
I spend 100% of my time evaluating blockchain projects. My focus is on infrastructure/protocol and platform development. All "FinTech" companies are in the crosshairs of blockchain developments currently being deployed.
Henry H. Ngan,
Senior International Investment & Financial Executive I I Venture Partner I FinTech I Blockchain & Cryptoassets I Data Science I AI I ML I IoT I China Expert
-Visionary, forward thinking with a unique and creative mind in solving complex business problems -Speaker, Lecturer and Thought-Leader! -Certified Public Accountant (CPA) in the State of New York -Certified Blockchain Expert™ & Certified Cryptocurrency Expert™ -Previously selected and served as an advisory board member for numerous advisory boards, while serving on the board, made valuable contributions both highly regarded by the facilitator as well as the fellow board members. -Selected and served in numerous fintech innovation research projects include but not limited to robo-advisory (multiple projects), how fintech affects financial services professionals, trends and innovative technology affecting financial services industry, etc. -Over twenty-years of financial services experience with both significant finance and accounting backgrounds on Wall Street as a Security Analyst, Corporate (CFO) and Auditor / Strategic Consultant. -A forward-innovative thinker whose ideas and thoughts are highly sough-after by the audience & peers -Significant investment experiences in both public, private companies in fintech industry. -Education Background Includes: Columbia Business School – Value Investing Approach (Studied under Bruce Greenwald, known as “A Guru to Wall Street’s Gurus”, CKGSB (Top Graduate Business School in China) – FinTech: Blockchain & Beyond Program, Fordham Gabelli MBA (Finance & IT Strategy Concentration), University at Albany, BS in Accounting with Minors in Chinese and Business Administration. -Licenses: CPA and CFA Level III candidate. -A thought leader whom has participated and attended numerous top-tier research discussions and events. Some of my cutting-edge ideas were eventually adopted by numerous well-known enterprises including Fortune 500 companies. -Closely monitor the economics and investing trends in anticipating changes in the landscapes to stay current and better adapt the new environments. -Stay abreast on all economics and Wall Street developments in terms of investing opportunities, trends, disruptions, etc. Given my background both in relevant experience and education, I feel that I am uniquely qualified for an advisory board member for The Future of FinTech Lending. Lending was among the earliest segments of finance to be disrupted by the technology revolution currently sweeping the industry. Alternative lenders swooped in as big banks pulled back on making small business and personal loans in the wake of the financial crisis. I believe the next wave of Fintech lending potentially will be based on the blockchain technology. To reinvent lending on the blockchain in a crypto economy, a new lending model that is decentralized and global. Till recently, before the advent of blockchain and cryptocurrencies, lending has always been localized within a country and governed by the monetary policy of the central bank. Hence, borrowers are limited by the governing conditions of the country. In developed markets with high Fat currency liquidity, interest rates are as low as 1% while in emerging markets, as in the case of Brazil, interest rates are almost 30%. A person with a great credit rating in Brazil has to pay an insanely high amount of interest as compared to the lowest rated borrower in the US. This needs to change. Cryptocurrencies aren’t affected by local conditions and can provide a global level playing Feld for all borrowers irrespective of the boundaries they live in. People in the emerging markets would benefit the most from this as interest rates would come down drastically for borrowers thereby enabling more people to avail credit and spurring economic growth. Am currently working an ICO and Crypto-currency project between US and China. ICO is banned in China, for those who resides in China and would like to participate in ICOs’, they must access the outside world where there is an ICO exchange / platform for those who would like to invest, raise capital and or lending. As for my team and myself are in the midst of evaluating building an ICO exchange / platform via the blockchain technology, this should be able to serve the tremendous needs in China among many who would like to participate. As some might know that there is an abundance of capital in China with limited investment products available in that region, this conduit can potentially serve as a mainstream channel for investing, raising capital and lending venue for those who are interested it. Lastly, while the idea of lending on the Blockchain seems remote and there are many complex business issues to be resolved before it can fully implement. But with the continuous improvement in blockchain technology and advancement of crytocurrency, the day of lending on blockchain can be more real and near than most people anticipate.
+25

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Engage with equal-caliber peers any time you want.

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Gain recognition as a thought-leader in your industry.

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Earn cashable rewards through points.

“I like that I can do this when I have time,
and there is no set schedule.”


Eric Allen, Senior Manager, Supply Chain at EY

“I find the topics engaging and I love the
flexibility of checking in and providing insights
at my convenience.”

Kimberly Underwood, Consultant at Underwood Consulting

“Great platform, great questions and topics.
The potential to earn a little more money for
participating is nice as well.”

Oren Birks, Sr. Director of IT at PBI-Gordon

“I really enjoy being on the panels, sharing
information and reading the perspective of the
other panelists. It is quite intriguing and most
all of the panelists are quite bright.”

Patty Soltis, CX Strategist at Kinetic Edge Consultants

“Very interactive, informative and without
any inherent bias. This is as good a collaborative
platform as you can get.”

Pinaki Banerjee, Program Director at ITC InfoTech

“It is a perfect platform not just to share
but to learn and stay updated.”


Armando Leyva, HR Director at 360º HC

FAQ
  • add remove What is Currnt?
    Currnt is a “Knowledge Networking” platform where companies and professionals come to stay relevant on the latest advances in their industries in the face of the increasing pace of change. Companies sponsor panels to learn about where markets are headed or how to leverage new capabilities. Professionals join to demonstrate and develop their passions with equal caliber peers in expert-only facilitated online engagements. On Currnt, we take our passions seriously and ourselves lightly. See our Community Guidelines, to learn more of the rules of the road, here are some highlights

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  • add remove How do Panels work?
    The panel is like a facilitated forum of hand selected experts on a topic sponsored by a company that wants to learn fast. Panels are organized in chapters called Themes that focus on one subtopic at a time. In some panels Themes are only 24 hours in duration, in others they are a week long, and in some they are two weeks long. When one Theme closes, a new one begins. You come in when you feel like it, but try to come in twice per Theme. You earn points from your peers and the facilitator when they react to your ideas. Likewise, others earn points when you interact on their posts. The more we discuss and debate, the better the insights, the more points earned by all.

  • add remove Why should I apply? Do I get paid?
    Professionals join Currnt because they want to remain relevant on subjects they’re passionate about and subjects that are shaping the future of their industry. They also:

    • Engage and connect with equal caliber peers in their industry
    • Learn and enhance their knowledge
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    • When specified above in the project description, you can earn honorarium payments and/or recognition points redeemable for cash. Learn more here.
  • add remove Are there specific times I need to participate?
    There are no set times for calls or meetings. Participation is 100% online on the Currnt platform and engagement between the all expert panelists is asynchronous in written form. Just come in twice per Theme, at your convenience.

  • add remove How do KnowledgeStreams and DesignSprints work?
    Streams are ongoing online engagements for exploration or working iteratively with a panel, and Sprints are on-demand engagement to get to actionable insights quickly. Both are facilitated and are always-on for participants to engage at-convenience. The conversations are segmented into Themes which are subtopics which are like chapters in a book. In a 4 Day Sprint, Themes are 24 hours, whereas a Theme in a Stream is every two week. Throughout the discussion, the facilitator highlights and categorizes the “key takeaways” to be voted and distilled into a summary report. It’s also common that other pieces of content (whitepapers, blogs, podcasts) are also prepared from the distilled insights.

  • add remove I’ve applied. Now what?
    Your application will be internally reviewed in the following 24-48hrs and screened for any conflict of interest, and general fit. Next your application will be shortlisted for the sponsor to accept, bookmark or reject. You will receive a notification each step of the way, but expect this may take a couple of days, or even weeks if the panel is new. Nevertheless, in addition to the notifications, you can always go back to the Apply page to view the status of your application.

  • add remove I’ve been selected. What am I expected to do when selected?
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  • add remove If I have other questions or issues, what should I do?
    Please contact support to answer any other questions or troubleshoot any issues via email or chat.

Future Disruptions in FinTech Lending